hit and run in nashville tn

Hit and Run Accidents in Nashville, TN: What You Need to Know

Hit and run accidents in Nashville, TN, like anywhere else, can have serious consequences, both legally and financially, for all parties involved. These incidents occur when a driver causes an accident and flees the scene without providing information or assistance. Understanding the laws and procedures surrounding hit and run accidents is crucial for anyone living in or driving through Nashville.

Understanding Tennessee’s Hit and Run Laws

Tennessee law requires drivers involved in an accident resulting in injury, death, or property damage to stop and exchange information, including their name, address, vehicle registration number, and driver’s license. Failure to do so constitutes a hit and run offense. Penalties vary depending on the severity of the accident. According to Wikipedia’s definition of hit and run, such an accident often carries stiffer penalties than other types of motor vehicle accidents.

Penalties for Hit and Run

The severity of the penalties for a hit and run in Nashville, and throughout Tennessee, depend largely on the extent of the damage or injury caused. If the accident results in property damage only, the offense is typically charged as a misdemeanor, potentially leading to fines, jail time, and license suspension. However, if the accident causes serious injury or death, the charges escalate to a felony, resulting in significantly higher fines, extended prison sentences, and permanent license revocation.

What to Do If You Are a Victim of a Hit and Run

If you are involved in a hit and run accident in Nashville, your first priority should be your safety. If you are injured, seek immediate medical attention. Then, take the following steps:

• **Call the Police:** Report the accident to the Metro Nashville Police Department as soon as possible. Provide them with as much information as you can remember, including the make and model of the other vehicle, license plate number (if possible), and a description of the driver.
• **Gather Evidence:** If possible, take photos of the damage to your vehicle, the accident scene, and any visible injuries. Collect contact information from any witnesses.
• **Contact Your Insurance Company:** Notify your insurance company about the accident and provide them with the police report and any other relevant information.
• **Consult with an Attorney:** An attorney specializing in personal injury can help you understand your legal rights and options, especially if you’ve suffered injuries or significant property damage.

Insurance Coverage in Hit and Run Cases

In Tennessee, uninsured motorist (UM) coverage often comes into play in hit and run accidents. UM coverage helps protect you when you’re injured by a driver who doesn’t have insurance or flees the scene. If you have UM coverage, your insurance company will step in to cover your medical expenses, lost wages, and other damages, up to the limits of your policy.

Frequently Asked Questions

What happens if I am caught in a hit and run in Nashville?

If caught, you will face legal consequences ranging from fines and jail time to license suspension or revocation, depending on the severity of the accident.

Can I sue the hit and run driver if they are never found?

If the driver is never found, you can file a claim under your uninsured motorist coverage if you have it. You cannot directly sue an unidentified driver.

Will my insurance rates go up if I am the victim of a hit and run?

Generally, filing a claim under your uninsured motorist coverage for a hit and run should not cause your rates to increase, but it depends on your specific policy and insurance company.

What if I only have liability insurance?

Liability insurance only covers damages you cause to others. Without collision or uninsured motorist coverage, you may have to pay for your own damages out of pocket if you’re the victim of a hit and run.

How long do I have to report a hit and run in Tennessee?

It is best to report a hit and run accident as soon as possible after it occurs. While there may be a statute of limitations, immediate reporting is crucial for evidence gathering and investigation.

Summary

Hit and run accidents in Nashville, TN, are serious offenses with legal and financial ramifications. Understanding Tennessee’s hit and run laws, knowing what to do if you’re a victim, and having adequate insurance coverage are crucial for protecting yourself. If you are involved in such an accident, report it immediately to the police and consult with an attorney to understand your rights and options.